Florida health insurance supplemental plans come in all shapes and sizes. Some are designed to just pay out for a hospitalization. Others will cover emergency rooms, office visits, surgical procedures and even testing. The trick is to find the right balance of cost and benefits. You do not want to over insure or load up on benefits that are already taken care of by your regular health insurance plan. Note: This amazing plan just got better. For an additional $12.50 you can almost double the plan's benefits. Nothing comes even close to the cost/benefit of this product. The $29.91 Wonder (Just Got Better) The most cost effective plan we have ever seen is available for less than thirty dollars a month. But, there is a catch for this plan. You must be employed at least 30 hours a week and remain employed for 30 days after the plan begins (self-employed is fine). After that, it does not matter. Benefits:
Remember that if you have a $2,500 health insurance deductible and were hospitalized, the health insurance plan would not pay a dime until you hit the $2,500 deductible. But, with a plan like this in place, you would receive $1,560 ($2,560 with the rider) for a two day stay. You get paid even if you never meet your deductible. Some of my clients decide that they want a really high deductible plan to save substantial amounts on their health insurance. They opt for a more robust health insurance supplement instead. That way, if something does happen, they get substantial assistance with their bill and still save money on the combined low premium and supplement premium. If you use this link, Florida Supplemental Health Insurance Plans, you will be able to download an Adobe reader file that will show you the different plans and their cost. It also has the complete application. But you should call me to make sure you understand how the benefits work. 800-272-0512 (Mon - Thurs 9 AM to 8 PM and Fri to 6 PM) |
FLQUOTE.COM - A Full Service Broker
Coral Springs, Florida 33076
1-800-272-0512
954-757-0033
We serve the entire state of Florida
from the keys to the panhandle.
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